• NEW! Now with the iAdvance(SM) loan option, no credit check needed.
• Instant Guaranteed Approval* – no credit check, no security deposit
• $0 ACTIVATION FEE – when you load your card by direct deposit
• Free Direct Deposit – no more check cashing fees
• Free Online Check Writing – no need for expensive money orders
• Free Credit Builder† – bill pay transactions are reported to PRBC®

• Build your credit with the new iAdvance loan option(SM)
• Instant Guaranteed Approval* – no credit check, no security deposit
• $0 ACTIVATION FEE – when you load your card by direct deposit
• Free Direct Deposit – no more check cashing fees
• Free Online Bill Pay – no need for expensive money orders
• Free Credit Builder† – bill pay transactions are reported to PRBC®

• Get 50% Bonus Points every year, when you make all payments on time
• Earn points faster - with No Earnings Cap and No Air Travel Seat Restrictions
• Thousands of merchandise, gift card and travel options
• No Pre-Set Spending Limit*
• No Pre-Set Spending Limit*
• All with no annual fee

• 0% interest for 3 months on every purchase (this is a rolling offer, good with every purchase so long as your account is open an
• 0% interest for 3 months on every purchase (this is a rolling offer, good with every purchase so long as your account is open an
• Unlimited Business Rewards Program with cash, travel, merchandise and more*
• Earn 1 point for every dollar in purchases with no cap
• Personalized card - unique to your business
• All with no annual fee

• As seen in stores nationwide
• Extra user cards – EXCLUSIVE OFFERING!
• FREE (5% APR) savings account - EXCLUSIVE OFFERING!
• FREE 2-way text message alerts - EXCLUSIVE OFFERING!
• FREE mobile money transfers - EXCLUSIVE OFFERING!
• Refer-a-Friend and you both get paid - EXCLUSIVE OFFERING!

• American DreamCard - The first and only "POOLED REWARDS™" Credit Card.
• You don't need to be a big spender to win big with this credit card.
• The American DreamCard is the credit card program that can make people rich!
• Large monthly cash jackpots!
• Earn entries from everyday shopping!
• Every $1 in net retail purchases = 1 entry to win (up to 1,000 entries per purchase)

• Earn 10,000 Membership Rewards® bonus points when you spend $500 in 3 months - redeemable for a $100 gift card!
• No Pre-Set Spending Limit
• No annual fee for the first year - $125 Thereafter
• The Membership Rewards® program - Earn 1 Membership Rewards® point for virtually every dollar you spend and redeem for
• Gold Card Events - exclusive access to tickets for select concerts, shows, major sporting events, and more in cities nationwide.
• Express Approval. Get a decision in less than 60 seconds.

• Show your style with the BabyPhat RushCard
• NO monthly, NO annual fees and NO hidden fees
• Quick and easy! Everyone is eligible! NO credit check
• FREE direct deposit of pay, tax refund, and government benefits
• Access your money at over 850,000 ATMS
• Free 24x7 customer service, activity status, & balance inquiries

• Save $10-$25 a month compared to other “FREE” cards
• $0 DIRECT DEPOSIT- Why Pay Up To $4.95 to Load Cash?
• $0 MONTHLY FEE - Others Charge $4.95 - $9.95 MONTHLY
• $0 CARD ACTIVATION FEE - Others Charge $4.95- $9.95
• $0 CUSTOMER SERVICE- Others Charge $2.00 PER CALL
• $0 SIGNATURE FEE- Others Charge $1.00 (what’s that?)

• Competitive Rates (We beat the National Average)
• FDIC Insurance
• No Fees
• Compounded Daily
• $1000 minimum to open

• Interest Earning Checking Account – As High As 3.75%
• ATM Reimbursement
• Free Unlimited Bill Pay
• Free Checks
• ATM Reimbursement

• Low Rates
• No Closing Costs
• Convenient Online Account Access
• No Prepayment Penalties
• Interest Only Payments Available
• ARM and Fixed Installment Loans

• Earn up to 5% cash back on everyday purchases - even gas!
• No Annual Fee
• 0% Intro APR for up to 12 months on purchases
• Low Balance Transfer APR - 2.99% for 12 months
• Express Approval. Get a decision in less than 60 seconds.

• 0% APR on purchases for up to 12 months
• No Annual Fee
• Low Balance Transfer APR - 2.99% for 12 months
• Earn points that can be redeemed for gift cards, travel, merchandise, and unique entertainment experiences.
• Membership Rewards Express® program
• Express Approval. Get a decision in less than 60 seconds.

• 0% Intro APR for up to 12 months on purchases
• Low Balance Transfer APR - 2.99% for 12 months
• Earn 1 point for every dollar you spend
• Points good on any airline, hotel, car rental and more.
• No blackout dates or travel restrictions
• Express Approval. Get a decision in less than 60 seconds.